ALPHA BANK ROMANIA provides your company all types of financial operations and services through the entire branches network covering the most important localities in Romania - cash deposits directly at our counters or cash payments, cash pick-up, incomings with payment orders, checks and promissory notes collection etc.
Incomings from clients with accounts opened with ALPHA BANK ROMANIA are free of charge, and funds are available with same value day.
If you are an entrepreneur and you have a current account or decide to open one, you benefit of a 35% lower commission for operations at the Bank's offices or via Internet Banking in the next 3 months.
Starting with the 4th month, depending on the transaction volumes through the Bank, the discounts may reach 35% for operations at the Bank's offices or 50% for operations via Internet Banking.
We are waiting for you at any of our branches for further details regarding this promotion.
In any locations where ALPHA BANK ROMANIA has presence the service is provided through a specialized company that uses armored vehicles. The funds are insured during the transportation, from the moment the cash is picked up from your premises, until the moment the funds are deposited with ALPHA BANK ROMANIA.
There are 3 available options for this service:
• the value transport within the same city, with or without presentation restriction (the transport order is issued the day prior to the effective transportation, under certain conditions) or ad-hoc (the transportation order is issue the same day with the effective transport);
• the value transport outside the city, under the same conditions as transportation within the city;
• the value transport within the same city for the Client's customers located in commercial areas, under condition that the armored vehicle should not leave its station point.
The cash can be picked-up from Monday to Sunday, round the clock, including banking holidays. The cash will be transported in special money sealed bags, which will be unsealed at ALPHA BANK Romania , in special places with video cameras where it will be counted in maximum security.
ALPHA BANK ROMANIA will provide to your company the bags for transportation, the seals and the entire amount of paper forms.
The funds will be deposited directly to ALPHA BANK ROMANIA branches and the cash will be available in your company account with next day value.
The payments can be initiated electronically through Alpha Click - the Internet Banking service or at the Bank desk. For the payments between ALPHA BANK ROMANIA clients the funds are available with same day value in your company account.
For foreign exchange payments, Alpha Bank Romania assures the payment message towards the correspondent bank on
the same day when the payment order is received. Your account debiting is made in the next working day from receiving the payment order
and it corresponds to the transactions currency *). For specific cases, the foreign currency payments can be made on urgent basis for an
additional commission. For payments subordinated to OUG 113/2009, Alpha Bank Romania guarantees the maximum execution time stipulated
by the ordinance.
The foreign currency payments can be initiated manually at the Bank desk, electronically or through Alpha Click,
the Internet Banking service.
According to National Bank of Romania (NBR) requirements for electronic payments exceeding the amount of
50,000 EUR (or equivalent) your company has to provide the Bank with the DPE form within 10 working days following the payment instructions.
*) except foreign currency payments in JPY when the payment execution is done with the currency date in two
working days from the receiving date.
Package of benefits for your hotel / travel agency
• without any administration fee for current account / saving account;
• 0 commission for collecting through payment orders;
• fixed and advantageous commissions for inter-banking payments in RON, no matter what the sum;
• competitive commission for POS transactions;
• you get a comparable interest rate as for a deposit through IMMpremier saving account;
• permanent access to your funds;
• issuing the letters of guarantee is at half price, for RON and other currency.
• free access to Alpha Click, the Internet Banking service that enables you to check the balance account, the interest gain monthly obtained and to make all the transactions you want.
For more details, please visit any Alpha Bank unit or call 0800 25742 (toll free) and a consultant will contact you shortly.
INFORMATION CONCERNING THE NEW RULES FOR COMPENSATING BOTH OLD AND NEW DEBTS INSTRUMENTS
Please note that, starting with April 30th 2009 National Bank of Romania will close Bucharest TransFonD Compensation House.
This decision was taken due a significant reduction in the volume of debit instruments in the old format processed by compensation; their settlement
will be made by a new method generally agreed by all credit institutions and approved by NBR.
Thus, the settlement of debit instruments in both old and new format (which can not be electronic compensated) will be achieved using a single
compensation flow, of 11 working days from the cashing date.
As follows, starting with April, 21st 2009, please ensure the remittance to collection of the debit instruments liable to clearing on paper in due time,
so that the new clearing
circuit to be in line with NBR regulations, regarding the regression terms and the protest for non-payment.
Also, we remind you that according to NBR Regulations, starting with December 8th 2008, issuing debt instruments has been forbidden
(checks, bills, promissory notes)
using the formats amended by NBR technical regulation 9/1994 and 10/1994 (old format for debt instruments).
From the same day, the acceptance for settlement (including intra-banking settlement) of the old debt instruments will be permitted only if both beneficiaries and payers make the proof of having instruments issued based on transactions prior to December, 8th 2008.
In this regard, the Bank will require specific documents.