Now only with ANAF query for customers with income from salaries and pensions
Information on AlphaCard Visa Credit:
an embossed credit card, equipped with chip and magnetic stripe, issued in RON;
maximum credit limit is 3.500 EUR (RON equivalent) or 3 net monthly salaries;
the card can be used in Romania or abroad, anywhere where the sign is posted, either for shopping at retailers or for cash withdrawals from ATM's;
0% commission for any payment by card at traders anywhere in the world;
0% interest for any payment by card at traders and anywhere in the world, if you reimburse the entire amount until the due date;
you may benefit of a grace period of up to 55 days.
by monthly reimbursing of only 2.5% of the due amount (minimum 10 lei) you can have access to the entire Credit available on your card;
for cash withdrawals from ATMs or bank counters, the interest is only calculated starting with the moment when you access the Credit;
you will benefit free of charge of the "Verified by Visa" service, which will provide protection to your Internet transactions. By activating this service you will receive a unique password which will ensure that only you can use your AlphaCard Visa for Internet purchases and thus protecting your online shopping;
you can change your PIN directly at the Alpha Bank ATMs;
you receive a monthly income statement if there was at least one transaction in the previous month;
you can ask for an additional AlphaCard Visa Credit to offer to your close ones;
• you can withdraw cash from credit cards with 0 commission from Alpha Bank Romania units. This type of access to a credit line has no grace period.
AlphaCard Visa Credit is valid for 4 years and its validity is automatically extended, unless you request otherwise.
Payments towards the credit card account can be made by any of the below instruments:
Alpha Click - the internet banking service provided by ALPHA BANK ROMANIA, offering you the possibility to perform counter operations any time and anywhere in the world
automatic debiting of your Alpha Bank current account or through bank transfer your current account opened with any other bank;
cash deposit - at any of the ALPHA BANK ROMANIA counter.
In order to apply you have to:
In order to benefit of an AlphaCard Visa Credit if you meet a minimum of requirements:
minimum age is 18 (at the time of filling in the application form);
have a monthly net income over 1000 RON (or equivalent);
be a fiscal resident in Romania, employed of at least 3 months at the same employer or retired and for liberal professions at least 1 year practice is required.
The requested documents are:
• your ID card;
• Most recent phone bill / mobile invoice registered on home/residence address
Simplified documentation applies only to customers who have income from salaries or pensions (except employees / retirees MAI and MAPN). For all the other customers it is requested to show income certificate or other evidence of income.
You can report your card as beeing lost/stolen at (021) 319 93 50 or (+40) 7220.127.116.11, the emergency service provided by the bank with non-stop assistance.
For more details regarding your card, call (021) 319 93 50, available from Monday to Friday between 09:00 and 17:00 or send us an e-mail at email@example.com.
Due to maintenance activities performed on Sunday and Monday (22nd and 23rrd of November), between 02:00 - 05:30 A.M., no transactions can be
performed at the bank' ATM network and no operations with the cards issued by Alpha Bank Romania.